Michael Santulli

Michael Santulli

NMLS#: 119214 State Licensing

21101 NYS Rte 12F, Suite 2
Watertown, NY 13601
My Zillow Reviews
"Please do yourself a favor and go with Homestead. Mike is super helpful and very upfront. He will go out of his way to assist you!... more "
5.0/5.0
by c m bush
"Both Mike Santulli and Patrick Wolf at Homestead Funding Corporation are amazing. Every client I have recommended to them for their mortgage needs has… more "
5.0/5.0
by Barry Stewart


My name is Michael Santulli. I have been in the mortgage lending industry for the last 20 years in New York. I have been fortunate enough to have had a very successful mortgage career, have been tested over time and I remain keenly aware of the latest industry trends and requirements. Speaking clearly and following through on communications are the hallmarks of my success. I have created a unique, customer-centric model which puts you and your realtor at the top of the communication chain. Obtaining a home loan is not as difficult as some would lead you to believe. I pride myself in knowing the product guidelines and I set proper expectations while keeping all the parties informed. The transaction should always be a smooth one.

Buy a Home

Whether you are a first-time homebuyer or have purchased a home before, we can help you throughout the mortgage process. We are here for you!

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Refinance a Home

If you already have found your dream home, Homestead Funding offers competitive rates for people who are looking to refinance their home.

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Renovate a Home

Finance or refinance a home in need of updates with one of our renovation programs. Options available to depending on the scope and type to your project.

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NMLS #

119214

State Licensing

Licensed Mortgage Banker - NYS Department of Financial Services


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